How to Break the Credit Card Habit

Breaking the credit card habit is very difficult. You can do it, however, with a healthy dose of dedication and perseverance.
Discard credit card offers received in the mail. Shred or tear up the offers - to keep them from being used fraudulently by anyone else - and throw them out.
Discern between luxury and necessity, then cut back on credit card use for luxuries.
Commit to paying bills in full each month or to not using credit cards at all.
Throw out one credit card a month until you're down to a couple of manageable ones. Use cash instead of plastic.